New Zealand numbers,
properly figured.
Plain-English pay, tax and KiwiSaver calculators built on current Inland Revenue rates. No fluff, no sign-up, no American assumptions — just the numbers.
Start with what you need.
Six pay, tax & employment calculators. Property, leave and business tools landing through 2026.
PAYE & Take-home Pay
See exactly what lands in your account each payday — PAYE, ACC earner levy, KiwiSaver, and student loan.
KiwiSaver Projection
Project your balance at retirement — by contribution rate, assumed return, and years to retire.
Overtime & Penal Rates
Mix base hours with time-and-a-half, double-time and Sunday loadings to see your real gross and take-home pay.
Minimum Wage Checker
Are you being paid legally? Enter your pay and hours and we’ll compare it against the current adult, starting-out or training rate.
Hourly ↔ Salary
Convert an hourly rate to an annual salary (and back), with customisable hours and weeks.
Tax Refund Estimator
Did you overpay PAYE this year? Add your jobs, donations and IETC eligibility — see your likely refund or shortfall.
2025/26 PAYE thresholds, ACC earner levy, KiwiSaver and student-loan logic — all in one place.
No "Calculate" button. Every number updates live as you type or drag a slider.
Metric-first, en-NZ, and written for Kiwis — not translated from US calculators.
A few things worth knowing.
Are these calculators up-to-date?+
Yes — we use the income tax thresholds that took effect 31 July 2024 (and apply to the 2025/26 year), the current ACC earner levy rate, and the latest KiwiSaver government contribution settings. We update this site every Budget.
Do you store my income or data?+
No. Calculations run entirely in your browser. Nothing is sent to us or any server.
Is this tax advice?+
No — FiguredNZ is a tool for quick estimates. Your exact tax may differ because of secondary tax codes, Working for Families, IETC, or other adjustments. Talk to a registered tax agent for personal advice.
Why not WordPress like every other calculator site?+
WordPress is great for blogs but overkill for clean, fast calculators. FiguredNZ is a static site — it loads in milliseconds on a phone, which is both better for users and better for Google.